Terms and Conditions

Last Updated: 8/13/2025

1. Agreement to Terms

These Terms of Use (“Terms”) constitute a legally binding agreement between you (“Member,” “you”) and Miloshevski Martial Arts LLC (“MMA,” “Company,” “we,” “us,” or “our”), governing your participation in our martial arts programs, use of our website (www.mmakaratedo.com), mobile apps, and related services (collectively, the “Services”), including membership management through Gymdesk.

By registering for or attending MMA classes or using the Site, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must immediately discontinue use of the Services.

We may modify these Terms at our sole discretion at any time. Updates are effective upon posting on the Site. Your continued use of MMA services constitutes acceptance of the revised Terms.

2. Eligibility

• Participants must be at least 3 years old for our karate programs.
• Minors must have a parent or legal guardian complete registration and waivers through Gymdesk.
• Adults must be at least 18 years old to register independently.

3. Assumption of Risk & Waiver of Liability

Participation in martial arts carries inherent risks, including physical injury, emotional injury, or property damage. By registering, you and/or your legal guardian acknowledge and agree that:

1. You voluntarily assume all risks associated with MMA activities.
2. MMA, its owners, instructors, and staff shall not be liable for any injury, loss, or damage sustained while participating, including travel to and from the facility.
3. You consent to emergency medical treatment if deemed necessary.
4. You agree to release, waive, discharge, and hold harmless MMA and its affiliates from any claims, lawsuits, or demands arising out of participation in classes, events, or seminars.

4. Membership Options

Breaks (No Classes / No Billing):

• Summer: Jul 1 – Aug 12
• Winter: Dec 24 – Jan 14
• MMA closed on observance & national holidays (9/2, 11/11)

4.1 Billing & Renewal

Contract Memberships Term

• Membership fees are based on the full term and billed monthly in advance.
• If you enroll mid-month, the first month is prorated based on your start date.
• All following months are billed at the full at the contract rate on the 1st of each month, regardless of your start date.
• The final month of the term is always billed at the full monthly rate (no prorating).MMA will provide a class pass or credit for any unused days or classes, applied toward the next term or month.
• Contracts end automatically at the end of the term unless renewed.

Flex Memberships (Month-to-Month)

• Billed monthly in advance based on your individual start date. No prorating is applied.
• Auto-renews every 30 days via Gymdesk until canceled.
• If MMA is closed (e.g., schedule conflicts or gym unavailability), a class pass or credit for unused days will be applied to the next month.

4.2 Hold Policy

• Membership may be placed on hold for up to 1 months (or 3 months for medical reasons).
• A non-refundable holding fee applies for each month on hold.
• This fee can be applied as credit toward a future membership; if unused, it is not refundable.
• To place a membership on hold, parents/guardians or students 18+ must be requested in writing.

4.3 Cancellation Policy

• Early Termination Fee (Contracts): Canceling before the end of term requires payment of 35% of the remaining contract balance.
  Example: Remaining balance $500 –> early termination fee $175.
• Written notice of cancellation must be sent via Gymdesk or emailed to [email protected] at least 48 hours before your next billing date.
• Cancellations via verbal, SMS, or social media messages are not accepted.
• MMA is not responsible for refunds after a payment has been processed, though store credit may be issued at MMA’s discretion.

5. Code of Conduct

Members must:

• Follow instructor guidance and facility rules.
• Refrain from inappropriate, violent, or disruptive behavior.
• Respect other participants and MMA staff.

Failure to comply may result in suspension or termination of membership without refund.

6. Intellectual Property

• All MMA content, including logos, lesson plans, instructional videos, and website materials, is owned by MMA.
• Members may not copy, distribute, or reproduce materials without written permission.

7. Health & Safety

• You must disclose any medical conditions that may affect participation.
• MMA reserves the right to refuse participation if health risks are identified.
• Proper attire, gear, and hygiene are required for all classes.

8. Gymdesk & Privacy

• Membership accounts are maintained through Gymdesk, which stores personal data, billing information, attendance records, and class history.
• MMA and Gymdesk follow strict privacy practices. Your personal data is protected in accordance with our MMA Privacy Policy, Gymdesk’s privacy policy and their Payment Security Protocols.
• By registering, you consent to your personal information being collected, stored, and processed through Gymdesk for membership management, billing, and class tracking purposes.

9. Photo & Video Release

• MMA may photograph or record classes, events, or seminars.
• By participating, you grant MMA the right to use your image or video for promotional purposes without compensation.

10. Modifications & Interruptions

• MMA may modify schedules, programs, or the Site at any time.
• MMA is not liable for temporary interruptions or cancellations due to weather, maintenance, emergencies, or Gymdesk technical issues.

11. Governing Law & Dispute Resolution

• These Terms are governed by the laws of the State of Illinois.
• Any disputes shall be resolved exclusively in state or federal courts in Cook County, Illinois.

12. Contact Information

Miloshevski Martial Arts LLC
1819 W Thome Ave, Apt 205
Chicago, IL 60660, USA
📞 (+1) 312-856-3564
✉ [email protected]